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Our Services

Insurance Valuations

Independent plant & equipment insurance valuations across Australia — Replacement Cost New and Indemnity Values that satisfy insurer requirements. AVAA accredited.

Overview

What It Is

An insurance valuation establishes the value of your plant, machinery and equipment for the purpose of obtaining adequate insurance cover. We prepare independent reports assessing Replacement Cost New and Indemnity Value, giving you and your insurer confidence that critical assets are correctly insured.

Our reports are commonly relied upon across manufacturing, transport and construction, where the cost of replacing specialised plant can be substantial and difficult to estimate without expert knowledge of current market and supply conditions.

The Value

Under-insurance is one of the most common and costly mistakes a business can make. In the event of a loss, an inadequate sum insured can leave you significantly out of pocket and may trigger average (co-insurance) clauses that further reduce a claim payout. Conversely, over-insurance means paying premiums on values you can never recover.

  • Satisfy your insurer's requirement for an independent valuation
  • Avoid under-insurance and the impact of average clauses at claim time
  • Eliminate wasted premium spend caused by over-insurance
  • Maintain accurate values as equipment ages and replacement costs change
  • Support smoother, faster claims with documented, defensible figures
How It Works

Our Process

01

Consultation

We discuss your assets, locations and the cover required, and confirm the basis of valuation.

02

Site Inspection

We attend site to identify, photograph and assess each item of plant and equipment.

03

Report Preparation

We research current replacement costs and prepare a clear, itemised report.

04

Delivery & Support

You receive a compliant report, and we remain available to liaise with your insurer.

Let's Get Started.

No-obligation. Certified valuation. Fast turnaround. Australia-wide.

Get in Touch

Let's Talk Valuations

Whether you need a single-asset appraisal or a full plant valuation report, get in touch directly and we'll respond fast.

Questions

Frequently Asked Questions

An insurance valuation is an independent assessment of the value of your plant and equipment for insurance purposes. It establishes the sum you should insure for so that, in the event of loss or damage, you can replace or reinstate the assets without being financially disadvantaged.
Replacement Cost New is the cost to replace an asset with a new equivalent at today's prices, including delivery and installation. Indemnity Value reflects the asset's current worth taking into account its age, condition and depreciation. Most policies require both figures so you can choose the appropriate basis of cover.
We recommend reviewing your insurance valuation annually, and formally updating it every two to three years, or sooner if you acquire significant new plant, relocate, or if replacement costs move materially due to market or supply conditions.
If you are under-insured, an average (co-insurance) clause may proportionally reduce your claim payout, leaving you short at the worst possible time. If you are over-insured, you pay premiums on value you can never recover. An independent valuation ensures your sum insured is accurate and defensible.
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